These Terms govern the purchase and use of PrismIQ, operated by M&A Infrastructure & Consulting LLC (Florida, USA). Read them together with the Privacy Policy and the Security & Data Policy, which form part of this agreement. In force since September 2026.
These Terms of Service ("Terms") govern access to and use of PrismIQ (the "Service"), operated by M&A Infrastructure & Consulting LLC, a Florida limited liability company ("Company"). By purchasing an access code, entering an access code, or using the Service, you agree to these Terms. If you use the Service on behalf of an organization, you represent that you are authorized to bind it.
PrismIQ is a decision-support tool. It runs a user's strategic question through multiple independent AI perspectives (the "AI expert board") and produces an executive synthesis. Analyses are generated by artificial intelligence using enterprise commercial AI infrastructure under no-training terms. The Service is not a substitute for professional judgment and does not provide legal, tax, accounting, financial, investment, or engineering advice (see Section 6).
Access codes are personal to the purchaser (or purchasing organization, for corporate packs) and may not be resold or shared outside the purchaser's organization. Each analysis (the selected agents plus one synthesis) consumes one use, and use limits are enforced server-side per code. Corporate prepaid packs (3/5/10 Signature analyses) are valid for twelve (12) months from purchase and transferable within the purchaser's team. The Company may revoke codes obtained fraudulently or used in violation of Section 5, without refund.
Fees are stated at purchase (launch pricing may apply for limited periods) and are processed by PayPal; the Company never receives or stores card data. Subscriptions renew automatically and can be cancelled at any time from your PayPal account, with access continuing to the end of the paid period; monthly analyses do not roll over. Signature satisfaction guarantee: after receiving the board's analysis and before scheduling your 30-minute review session with the Executive Director, if you consider it does not add value to your decision, we refund 100% of the payment. The request must be made in writing to info@m-a-infraconsulting.com within fourteen (14) days of delivery of the analysis. One guarantee per client. The refund is processed through the same payment method. Applies only to the Signature plan. Self-serve tiers (Pulse, Pro): refunds are available for failed or undelivered analyses, requested in writing within fifteen (15) business days of the corresponding charge; otherwise sales are final once an analysis is consumed. Signature deliverables are provided within 48 business hours from confirmation of the question, business days, U.S. Eastern Time.
The Service operates within the framework of U.S. law, including the Bank Secrecy Act (BSA) and OFAC sanctions regulations. You agree not to submit queries that seek to facilitate, structure, or conceal unlawful activity, including without limitation: money laundering; terrorism or its financing; sanctions evasion; corruption or bribery; human trafficking, slavery, or child labor; arms or drug trafficking; or fraud. Such queries will not be analyzed, will result in immediate revocation of the access code without refund, and may be recorded and reported to competent authorities, which is the sole exception to the Company's no-retention commitment. You further agree not to reverse engineer the Service or its methodology, extract or reuse its prompts, use the Service to build a competing product, or use automated means to access it.
Analyses are AI-generated perspectives for informational purposes. They may contain errors or omissions, do not draw on real-time data or your private documents, and must be independently verified before being relied upon. They do not constitute legal, tax, accounting, financial, investment, or engineering advice, and no professional-client relationship is created. The Executive Director's review session (Signature plan) covers consistency and interpretation of the analysis only; professional advisory services are engaged separately. Decisions made in reliance on the Service are the sole responsibility of the decision-maker.
The Company's Security & Data Policy and its Privacy Policy are incorporated into these Terms. In summary: questions are not stored in Company infrastructure (except the unlawful-use exception in Section 5); AI processing is performed under commercial no-training terms with automatic provider-side deletion; Signature working copies are retained encrypted for up to 12 months or deleted earlier upon request.
The Company owns the Service, its methodology, prompts, software, and branding (including PrismIQ™). You own your questions and inputs. Signature deliverables are licensed to you for internal business use, including presentation to your board and advisors. Neither party may use the other's name or marks publicly without written consent.
The Service is provided "as is" and "as available". The Company disclaims all warranties, express or implied, including accuracy, merchantability, fitness for a particular purpose, and non-infringement, to the maximum extent permitted by law.
To the maximum extent permitted by law, the Company's aggregate liability arising from the Service shall not exceed the amounts paid by you for the Service in the three (3) months preceding the claim, and the Company shall not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, or business opportunities.
You will indemnify and hold the Company harmless from claims arising out of your unlawful use of the Service, your violation of these Terms, or your reliance on analyses contrary to Section 6.
Any dispute arising out of or relating to these Terms or the Service shall be resolved through final and binding individual arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, seated in Miami-Dade County, Florida, except that either party may assert qualifying claims in small claims court. You and the Company waive any right to a jury trial and to participate in a class, collective, or representative action. Before initiating arbitration, the parties will attempt informal resolution for thirty (30) days following written notice. Opt-out: you may reject this arbitration agreement by sending written notice to info@m-a-infraconsulting.com within thirty (30) days of first accepting these Terms, stating your name and the email used for the purchase. Opting out affects only this Section 12; the rest of the Terms continue to apply, and it has no effect on your access to the Service.
These Terms are governed by the laws of the State of Florida, USA, without regard to conflict-of-laws principles.
The Company may suspend or terminate access for violation of these Terms. Sections 5 to 13 survive termination.
The Company may update these Terms prospectively; the version in force at the time of each purchase governs that purchase. Material changes will be posted on this page.
These Terms are the entire agreement regarding the Service. If any provision is held unenforceable, the remainder stays in effect. Failure to enforce is not a waiver. You may not assign these Terms without consent. This English version is the governing version; the Spanish version is a courtesy translation and, in case of discrepancy, the English text prevails.
M&A Infrastructure & Consulting LLC · info@m-a-infraconsulting.com · +1 561 564 0894 · Lakeland, Florida, USA.
Version of September 2026. The English version is the governing version. Questions about these Terms: info@m-a-infraconsulting.com.